Why you should open at least one IDLC sip account before june 2026

The smarter
move? IDLC SIP - Bangladesh's first Systematic Investment Plan
Bangladesh's First SIP - A
pioneer since 2018
IDLC Asset Management Limited introduced the
IDLC SIP to Bangladesh for the very first time in 2018. Since then, it has
grown into the country's most trusted, versatile, and tax-efficient monthly
investment product - a true DPS alternative built for the smart investors.
Think of it as a
smarter, more versatile version of the DPS you already know - with stable risk
adjusted returns, more tax benefits, and the freedom to invest according to
your personal financial philosophy from wide range of options. Just like a DPS,
IDLC SIP works on a simple principle: invest a fixed amount every month,
starting from just BDT 5,000, and let disciplined, professional monthly
investing do the rest.
Freedom of choice - One product, every
investor
What truly sets IDLC SIP apart is what no other
single investment product in Bangladesh offers at this scale: genuine freedom
of choice. IDLC AML offers four distinct mutual fund options - each designed
for a different investor mindset:
|
Fund |
Best For |
Est. |
|
IDLC
AM Shariah Fund |
100%
Shariah-compliant with
investment in Govt. Sukuk, Mudarba FDR and Shariah stocks altogether |
9%- |
|
IDLC
Income Fund |
Safety
first with predominant
investment in Treasury Bills/Bonds |
9.5%- |
|
IDLC
Balanced Fund |
Balance
of growth & safety with
majority investment in Treasury Bills/Bonds and remaining in Stock |
12% |
|
IDLC
Growth Fund |
Higher
returns with majority
investment in stock |
12%+ |
*Statutory Disclaimer: Investment in mutual funds is
subject to market risk.
Whether you want better returns, greater safety,
a perfect balance, or full Shariah compliance - IDLC SIP has a fund built for
you.
The tax rebate advantage: 4X
better than DPS
Here is the number every taxpayer needs to see:
|
Investment Instrument |
Max Annual Tax Rebate |
|
Conventional DPS |
Up to BDT 18,000 |
|
IDLC
SIP (Mutual Fund) |
Up
to BDT 75,000 |
For anyone looking to
maximize their tax savings, good news is IDLC SIP delivers a tax rebate more
than four times higher than a traditional DPS.
And unlike instruments that lock away your
money, IDLC SIP lets you withdraw anytime - fully or partially - with zero
penalty. Maximum tax benefit. Complete flexibility.
As simple as DPS - But built
for 2026
The biggest misconception about mutual fund investing
is that it is complicated. IDLC SIP proves otherwise:
- Choose your fund based on your
goals and risk profile
- Set your monthly amount -
starting from BDT 5,000
- Auto-debit runs on the 1, 12
and 25th of every month from
your bank account. Choose as per your convenience.
- Track and manage your
investment fully online, anytime
No complexity, it works exactly like a DPS -
except it builds wealth more efficiently, saves more tax, and keeps your money
accessible
Trusted by highest number of
investors
It is widely recognized as Bangladesh's most
consistent SIP product. Financial experts consistently recommend spreading tax
investments across the year through monthly SIP contributions rather than
rushing a lump sum in June. And this is the underlying reason why highest
number of SIP investors in Bangladesh are indeed IDLC SIP investors.
June 2026: The deadline you
cannot afford to miss
The fiscal year closes in June. Starting your
IDLC SIP now means:
- Tax history builds up:
months of investment count toward your fiscal year rebate
- Taka-cost averaging:
your risk is spread across market conditions automatically
- Tax rebate of up to BDT
75,000: secured for this fiscal year
- Long-term wealth creation:
not just a tax checkbox
Think bigger: Goal-based SIP -
The new age of investing
The world's most financially savvy investors
don't run just one SIP. They run multiple - each tied to a specific life goal:
- 🎓
Education SIP :for your child's university fees
- 🏠 Home
SIP :for your flat or land down payment
- 👴
Retirement SIP :for long-term financial independence
- 🚗 Car
SIP :for your next vehicle purchase
- 🌴
Emergency SIP :your personal financial safety net
Start with one IDLC SIP today - for tax savings,
for wealth building, for peace of mind. As your life's aspirations grow, your
SIP portfolio can grow with them. This is the new age of personal finance in
Bangladesh.
Why IDLC SIP Is
Bangladesh's best investment vehicle in 2026
- 🥇 Bangladesh's
first and pioneer SIP – launched in 2018 by IDLC Asset Management Ltd.
- 🎯 Four
fund options - Growth, safety, balance, and Shariah compliance
- 💰 Tax
rebate up to BDT 75,000 - more than 4 times higher than DPS
- 📅 As
simple as DPS - fixed monthly from BDT 5,000
- 🔓 Full
liquidity - withdraw anytime
- 🌍
Goal-based investing - start one, build many
- ⏰ June 2026 deadline -
this fiscal year's tax window is closing
Open your IDLC
SIP before June 2026 — Start today
Visit IDLC Asset Management Limited at aml.idlc.com to open
your account online.
Disclaimer: Investment in mutual funds is subject
to market risk. Past performance is not a guarantee of future returns.
















